Is a premium card worth the higher price point?
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Premium tier cards from vendors typically cost two to three times more than standard cards, and the honest answer to whether they're worth it is: it depends on what you're using them for and what specifically the premium tier actually includes.
The upgrade elements that tend to justify the premium cost are the ones that require fundamentally different materials or processes. Genuine polycarbonate substrate rather than PVC is a meaningful difference — polycarbonate cards feel, flex, and wear differently, and the difference is detectable by someone who handles real IDs regularly. Laser-perforated features, where small perforations visible when held to light are part of the genuine card design, require different equipment and aren't faked easily. Properly encoded AAMVA barcodes versus generic barcodes also represent real technical work that shows up in scanner output.
The upgrade elements that are less clearly worth paying for are purely cosmetic differences between tiers. A cleaner print job, slightly sharper text rendering, and better hologram placement are all real quality differences but they rarely matter in actual use. If you're buying a card as a collector piece to examine closely, these details are more important. If the card will be handled briefly in normal use, the visual quality difference between a well-made standard card and a premium card is often not meaningful enough to notice.
My approach has been to buy premium when the specific features I care about are actually in the premium tier feature list, not just because "premium" implies better. Vendor premium descriptions vary significantly — some premium tiers include real polycarbonate construction, some just include better lamination. Reading the specific feature list for what you're buying tells you more than the tier name.
For cards used as collector pieces or for detailed photography, premium is usually worth it. For cards bought casually without a specific use case, standard from a quality vendor gives better value than premium from a mediocre vendor.